Bill2You is payment orchestration for restaurants: the guest scans, splits, tips and pays — and we route it down the cheapest rail. Pay by Bank (SEPA Instant) by default, wallets and cards when the guest prefers them.
⚡ Pay by Bank — €100.00
Guest confirms in their banking app with Face ID · money lands in the restaurant's account in under 10 seconds · reference B2Y-845291 closes the table automatically.
Apple Pay / Google Pay / Card — €100.00
Add your menu, print a QR per table, and guests pay from bill2you.com/r/your-slug/table12
Pay by Bank first
SEPA Instant straight to the restaurant's IBAN — seconds, not card percentages.
QR on the table
One sticker per table opens the live bill instantly.
Split any way
Whole bill, per item, equally or a custom amount.
Wallets & cards too
Apple Pay, Google Pay and card stay one tap away.
Staff sees “Paid”
The table closes in real time for the waiter.
Pricing
A flat subscription instead of a cut of every bill. €100,000 of monthly turnover at ~1% effective card cost is €1,000 — Bill2You moves most of it to cheap instant bank transfers.
Next up in Europe: the digital euro, designed without card-scheme fees — Bill2You will add it as another rail the moment it ships.